A few months ago my husband and I were praying over some debts and making plans to pay as much of it off as we could. Early in our marriage we made a lot of mistakes with debt. We believed the lie that because we both worked hard we "deserved" to have what we wanted. We collected a stack of credit cards and started spending. We quickly fell behind on payments and got into a mess, including bankruptcy.
Several years later, after medical bills from cancer treatment, costs from going back to college and more mistakes, we still had a lot of debt. We were making progress- but more slowly than we had hoped. Through the Holy Spirit we had our eyes opened to the truth about debt and that it is a master over us. We desired to be set free and began working toward freedom.
At the rate we were making payments, one debt would have taken us 3 years to pay off. In God's miraculous provision, it was forgiven us! In the the mail a week later I received the document showing our account closed. Stamped across the top in red ink were the words "CANCELLATION NOTED". We were free and that freedom felt so good.
What would you say to me if I told you that I continued making payments on that debt? And what if I told you that sometimes when I felt guilty that I wasn't paying enough or that I wasn't paying it fast enough, sometimes I even paid extra? You would tell me that I was crazy, right? That no sane person would continue to pay for something they didn't owe. It's like paying it twice!
What if I told you that you do it too?
If you took a survey with the question, "What do you have to do to get to heaven?", many people would tell you that you need to "Be a good person.", "Read your bible.", or "Go to church." Even as Christ followers who know that apart from a relationship with Christ none of those things will get you there, we still spend a lot of time trying to earn our salvation. We set up a list of rules for ourselves and feel condemned when we can't fulfill it. Even worse, we condemn those around us whose sin seems "worse" than our own. No wonder the world is hesitant to step into relationship with Jesus when we make that relationship look pretty darn depressing at times.
Romans 3:23 tells us, "for all have fallen short of the glory of God."
Did you catch that word "all"? That means everyone. None of us are off the hook. We have all messed up.
And according to the book of Isaiah, it gets worse.
"Your iniquities (your sins) have separated you from God; your sins have hidden his face from you, so that he will not hear." Isa 59:2.
Because of our sin, we owe a massive debt to God. A debt that we can not pay. Even if we try making payments on it for the rest of our lives, we are bankrupt.
But there is hope.
"And you, who were dead in your trespasses and the uncircumcision of your flesh, God made alive together with him, having forgiven us all our trespasses, by canceling the record of debt that stood against us with its legal demands. This he set aside, nailing it to the cross." Colossians 2:13-14
On the day that Jesus was nailed to the cross he shed his blood for us, and doing so he paid our debt. The last words that came from his lips as he died were, "It is finished."
In other words "CANCELLATION NOTED." Jesus is the ultimate debt reduction program.
My prayer is that you would walk in this freedom today friends. Stop making payments on a debt that you don't owe!
Blessings friends,
Mandy Sherwood